Emilia Irizarry Rosa – Annuity, Life and Medicare I help individuals and families secure their financial future with tailored solutions in retirement planning, annuities, life insurance and Medicare. With over 15 years of experience in financial services, I specialize in building guaranteed lifetime income strategies, protecting wealth, and maximizing tax-advantaged opportunities.
Whether you're planning for retirement, looking to leave a legacy, or want to make your money work harder for you, I’ll guide you every step of the way with honesty, clarity, and care.
Licensed and serving clients nationwide
FAQs
Q: Do you charge for your services?
A: No. The discovery call and plan outline are complimentary. My services are always free—my fees are covered by the insurance company when you move forward with a solution
Q: Can we meet after school hours?
A: Yes—Zoom or in‑person, including early evenings.
Q: I’m confused by 403(b) vendors. Can you compare them?
A: Absolutely. I’ll show side‑by‑side costs, features, and historical crediting methods.
Q: What if I already have FEGLI/TSP?
A: We’ll review your coverage, beneficiaries, and options near retirement.
Q: Do you also help with Medicare?
A: Yes. I can explain Medicare Advantage and Supplement plans to keep you healthy and covered.